FHA refinance | Chapter 13 BK Bankruptcy
If you are in a chapter 13 Bankruptcy (”BK”), you can refinance to a great fixed rate WITHOUT having to payoff your Ch 13.
The re-fi includes cash out. A lot of people in BK’s have high rates, but with this great tool, those same borrowers can get their mortgage payment down, without draining the equity in their home to payoff the exisiting Chapter 13.
I have closed many BK’s in my career and I can honestly tell you that this is a great benefit for borrowers currently in chapter 13.
Alex Echeandia, Choice Finance Corporation
Tags: cash out refinance, low credit scores, low or no closing costs, New FHA loan limits, refinance arm to fixed rates
April 14th, 2009 at 9:29 pm
Very interested in getting out of my Chap 13, hope you can help.
February 9th, 2009 at 4:10 pm
I am interested in the details, would like to perhaps re-do my loan.
January 22nd, 2009 at 8:20 pm
we have been in chapter 13 for two going on 3 years .we are paying 3200 a month and now it will much higher because i lost my job and we couldn”t pay the real estate taxes so our mortgage co. paid them , now the chapter 13 court wants another 1000.oo a month ,and i just don’t have that kind of money .what can i do
January 7th, 2009 at 9:38 am
Please call at 216-323-1428 or 216-333-1415.
November 17th, 2008 at 3:47 pm
We are 6 months into our ch13 our payments are paying $2300 per mo to our mortgage co and just found our that our mortgage is an adjustable rate and the mortgage co wants to raise our payments another $150 soon. Our total payments to the trustee is $2650 per mo and with our sons post transplant costs we are starting to drown can you help us too?
October 9th, 2008 at 8:37 am
Kathy, please click “Contact Us” at the top of this page OR email Alex above so you may complete your information. We will contact you shortly.. THANKS
October 8th, 2008 at 9:12 am
I am in a hapter 13 and must get my second mortgage re-finance quickly. Can you give infor, especially with the FHA?
July 28th, 2008 at 11:12 am
i am currently in chapter 13 and need to to refinance my debt soo please help us we are payiing $ 1160.00 and need help pleases call at 985-340- or 985-320- (#’s removed for Jennifer’s privacy)
July 24th, 2008 at 3:00 pm
If you are in the Maryland DC VA area, please feel free to give Alex a call for help. He does a great job.
July 20th, 2008 at 2:28 pm
I have been in my chpt 13 bk for 24 months with on time payments the entire time I am paying 2500 a month and it is getting hard for me and my daughter to even eat plz HELP!!!!!
July 8th, 2008 at 12:23 pm
Hello Pamela, please contact directly and I can go over all of your options in the Ch 13. my number is 301-881-8900 and email, alex@choicefinance.net
thanks!!
June 27th, 2008 at 2:57 pm
I would like to refinance right away, We are in a chap 13 and need to refinance so the old mortgage co will stay off our backs. It is making it hard to do the 13 with the threat of the mortgage company. WE are paying $1122.00 to the trustee monthly and 2157 to the mortgage company
April 23rd, 2008 at 8:12 pm
please call george 4125379589
March 23rd, 2008 at 6:52 pm
currently i have my wife in chapter 13 (mortgage) we are making full payment of $1170.00 to the mortgage company plus 80.00 weekly to the trustee. we are going into the 5th month. can you please help us? thank you
March 2nd, 2008 at 10:26 pm
Are you sure about this? Please send me more info, I’ve been a mortgage broker for 17 years and haven’t heard this. Thank you so much for the information…