Virginia Title Insurance rates and charges | begin 12/01
Virginia closing costs for a purchase and refinance
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Virginia title fees & insurance calculator
Rate for regular first Deed of Trust title insurance shall be per thousand:
Up to $250,000 of insurance written………………………………………….. $2.90
Over $250,000 and up to $500,000, add…………………………………….. $2.70
Over $500,000 and up to $1,000,000, add…………………………………… $2.30
Over $1,000,000 and up to $2,000,000, add………………………………… $1.85
The minimum premium for a standard loan policy shall be $200.00.
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Reissue Title insurance rates for loan policies, per thousand:
Up to $250,000 of insurance written……………………………………… $2.03
Over $250,000 and up to $50,000, add…………………………………… $1.89
Over $500,000 and up to $1,000,000, add………………………………. $1.61
Over $1,000,000 and up to $2,000,000, add…………………………….. $1.30
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If the amount of insurance desired under the loan policy is in excess of the regular owner’s policy or loan policy, the excess shall be computed at the regular rates under the applicable bracket or brackets.
A loan policy cannot be issued for an amount less than the full principal debt. However, a policy can be issued for an amount up to 20% in excess of the principal debt to cover interest, foreclosure costs, etc.
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Title insurance rates for 2nd mortgages:Up to $200,000………………………………………………………….. $150.00