Mortgage Rates

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Answer #1

snapshot of mortgage rates, info is deemed reliable but should be independently verified…

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Under $417,000 loan amount, no points

FHA 30 year fixed= 3.750%

FHA 15 year fixed= 3.250%

FHA 5 year ARM= 2.875%

30 year fixed= 4.125%

15 year fixed= 3.250%

5 year ARM= 2.875%

Over $417,000 (but not the ‘true jumbo’ range), no points

FHA 30 year fixed= 4.000%

FHA 15 year fixed= 3.500%

FHA 5 year ARM= 2.875%

30 year fixed 4.250%

15 year fixed= 3.375%

5 year ARM= 3.625%

CDA Interest Rates, Maryland Mortgage Program

3.500%= most purchases

3.000%= Short Sales & Foreclosures

2.750%= DHCD Owned Foreclosures

Answered By: choicefinance.net Level Rating

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Answer #2

Interest rates vary based on the applicants individual situation. Is the loan for a purchase or refinance? What is the Loan to Value of the transaction? What are the Debt to Income ratios? Extremely important in determining what rates and programs are available are the credit scores of the applicants. There are other factors that determine available mortgage opportunities for mortgage applicants. While the rates and programs offered above by "choicefinance.net" were available at the time of that posting, that doesn't mean they were available to all applicants and borrowing scenarios. It is essential to reach out directly to a seasoned loan officer to discuss your goals and your individual specifics to learn what options might be available for your personal borrowing profile.

Answered By: Eric Strasser Level Rating

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