I paid for title insurance on a house that was being built and the house was destroyed by arson. I want to build again in Milford, am I entitled to any money back or a credit towards new title insurance? Or do I have to pay for this insurance all over again? Thank you

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i am a first time home buyershouldi pay for transfer tax and also what is the difference between title searc and title exam,im being charge for both,should i be thanks g
We need to get a pre approval letter contingent upon our credit scores going up. We have our house, want to close in sixty days. We are working with a credit restoration company who said in 60 days our scores will go up 100 points, which we will then qualify for the loan. Can you provide a pre qualify letter based on this information. We have the down. Thanks.

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Answer #1

Are you rebuilding on the same lot? If so, the original title insurance policy would most likely still be in full force and effect.

Answered By: choicefinance.net Level Rating

124points

Answer #2

To a certain extent, title insurance runs with the land, not the structure. The exception would be where the structure is situated on the property and any coverage that may apply to those issues. I don’t think you need it, you’re not purchasing the property again. I assume the insurance proceeds are just being used to pay for a new structure.

I am not an attorney but this is my opinion on the subject. I don't believe that different states would make a difference but perhaps a DE attorney could speak better to this. I am a loan officer and in Maryland but I do conduct loan purchases and refinances in Delaware.
Hope this helps.

Answered By: Level Rating

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