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The above is right. If you want an honest, accurate no closing cost loan any loan offficer needs the following. Credit Score, loan amount, value of the home and if there is a second mortgage. Don't ignore the second mortgage question it does matter. Also what type of home, condo or home. That will allow us to give the right numbers to you.
Thanks,
Brent
FYI I can beat anything there for the most part.


Answer #1
Here's a quick snapshot of what I found… odds are these guys can beat it—>>
I ran it based on $400k loan amount:
Bank of America, https://www8.bankofamerica.com/home-loans/refinan…
4.250%, .875 points
Wells Fargo, https://www.wellsfargo.com/mortgage/rates/
4.250%, 1.00 points
Navy Federal Credit Union, https://www.navyfederal.org/assets/rates/printMor…
3.875%, 1.875 points
GMAC Mortgage, http://www.gmacmortgage.com/index.html?ditech=tru…
3.875%, 1.445 points
It's hard to find a 0 closing cost quote online. Contact a loan officer to the right so you get an ACCURATE quote for your specific situation.