VA Loan

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Was just curious on what the current fixed rates were for a va mortgage loan. I'm in Ohio and currently have a 4.75% interest rate and was wondering if it would be worth it to refinance. I was told that there may be no closing costs with a va mortgage loan? Thanks for any info, Andrew Skipworth

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Answer #1

Hi Andrew, on a VA loan you are probably looking at 3.875%, no points, for a 30 year fixed rate.

Looks like there's a real good chance it's well worth refinancing. That's almost a full point lower. 1% lower on a 200k loan is $2,000 per year less in interest paid. I would look into it today. Rates have been fluctuating and were NOT this low just last week.

Good luck!

Answered By: choicefinance.net Level Rating

124points

Answer #2

My colleague is correct. Rates have been moving up and down recently and we are currently lower than we had been in recent past. Is this your primary residence or an investment property in Ohio? If you are interested in learning what options you have for your individual situation, give me a call at 301.517.5434 and in just a few minutes we can figure out if it makes sense to move forward with a refinance and what options are available to you.

Answered By: Eric Strasser Level Rating

42points

Answer #3

Yes depending on what your loan amount. is it almost certainly makes sense. You have two options. One might be to do a no cost loan for 4.25% and have the lender pay all the closing costs. Or go down to as low as 3.75% and pay the costs on your own. A good loan officer can present you with both options and help you make a decision. You have some good options here on this site. I can't lend in OH but if Eric can then by all means contact him. If he can't be of assistance one of my referral partners can probably help you there so please let me know.

Thanks,

Brent Mendelson

Senior Loan Officer

Monarch Mortgage

600 Jefferson Plaza, Suite 400

Rockville, MD 20852

240-403-1970 Direct

301-412-0259 Cell
http://www.monarchmtg.com/bmendelson

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