ARM rates

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What is your best rate on a no points/no fees 3/1 or 5/1 ARM? Property location: Cecil County, MD Credit score: 740+ Down payment: 30%+ Loan amount: $250k

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Answer #1

Thank you for your question this morning. Rates differ depending on what the loan is for. A purchase loan might carry better terms than a refinance which has better terms than a cash-out refinance. You don’t specify what the loan is for so I’ll make some assuptions.

It is assumed that this is a Purchase money loan with a 70% loan of $250,000. You are a 1st time homebuyer. Using your 740 credit score on a single family home in Cecil county, the 5/1 ARM is in the 2.75% range with 0 points as of yesterday.

Rates continuously move and are based on many factors. To obtain a quote specific to your individual situation, I invite you to call me directly at 301.517.5434.

Happy New Year and again thank you for your question.

Eric Strasser
NMLSR# 111971

Answered By: Eric Strasser Level Rating

42points

Answer #2

Thank you for your inquiry! Our rate would be approximately 2.375% on a 5/1 ARM using the same assumptions that Eric stipulated above. I, too, would welcome the opportunity to discuss your specific situation. Feel free to call me at 301.526.8612 .

Thanks and best of luck!!

Stu Hall
NMLSR# 137009

Answered By: Stuart Hall Level Rating

10points

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