If you are in a chapter 13 Bankruptcy (”BK”), you can refinance to a great fixed rate WITHOUT having to payoff your Ch 13. 

The re-fi includes cash out.  A lot of people in BK’s have high rates, but with this great tool, those same borrowers can get their mortgage payment down, without draining the equity in their home to payoff the exisiting Chapter 13.  

I have closed many BK’s in my career and I can honestly tell you that this is a great benefit for borrowers currently in chapter 13.

   Alex Echeandia, Choice Finance Corporation