Currently in an FHA loan?
Look into an easy qualifying FHA streamline refinance.  We only need to verify a 12 month satisfactory mortgage history.  There is no requalifying your income, credit scores and assets… no paystubs, no w2s, no tax returns, no asset documentation, no reserve requirements, and no minimum credit scores.

..more on an FHA refinance

  Call Alex Echeandia for more info