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	<title>Home loans &#124; Maryland Virginia D.C., PA, DE mortgage &#187; Real Estate</title>
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	<description>mortgage info for the D.C. metro area &#124; guidelines, updates, news, loan officer insight &#38; approval, rates, terms, fees..</description>
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		<title>&#8220;First-time Maryland home buyer&#8221; code definition</title>
		<link>http://www.choicefinance.net/blog/2007/12/19/first-time-maryland-home-buyer-code-definition/</link>
		<comments>http://www.choicefinance.net/blog/2007/12/19/first-time-maryland-home-buyer-code-definition/#comments</comments>
		<pubDate>Wed, 19 Dec 2007 22:27:42 +0000</pubDate>
		<dc:creator>loan officer</dc:creator>
				<category><![CDATA[2) General]]></category>
		<category><![CDATA[Maryland first time home buyer definition]]></category>
		<category><![CDATA[Real Estate]]></category>

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		<description><![CDATA[Real Prop. § 14-104. Recordation, transfer taxes; sharing; first-time home buyers
(a) In this section, &#8220;first-time Maryland home buyer&#8221; means an individual who has never owned in the State residential real property that has been the individual&#8217;s principal residence.
(b) Except as provided in subsection (c) of this section, in every written or oral agreement for the [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Maryland transfers taxes, home purchase</title>
		<link>http://www.choicefinance.net/blog/2007/12/19/maryland-transfers-taxes-home-purchase/</link>
		<comments>http://www.choicefinance.net/blog/2007/12/19/maryland-transfers-taxes-home-purchase/#comments</comments>
		<pubDate>Wed, 19 Dec 2007 22:13:07 +0000</pubDate>
		<dc:creator>loan officer</dc:creator>
				<category><![CDATA[2) General]]></category>
		<category><![CDATA[MD purchase]]></category>
		<category><![CDATA[MD transfer taxes]]></category>
		<category><![CDATA[Real Estate]]></category>

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		<description><![CDATA[Question
What are first time home buyers’ obligations in terms of transfer taxes in the state of Maryland?
Response
My understanding is that your .25% is waived and the sellers portion had to be paid by the seller if not stipulated otherwise in the contract.  The State is giving you a waiver of taxes therefore the seller is unable [...]]]></description>
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