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Josh Burley | Loan Officer

You may now reach Josh at First Home Mortgage
301-663-8087 x231
Maryland loan officer


Hi, and thank you for visiting my page. I would love the opportunity to help you with one of the most important financial decisions you'll make. I have more than 6 years of experience in both retail and wholesale lending. I have specialized in Fannie Mae, FHA, VA and Jumbo loans.. and will be happy to go over all available mortgage programs.

It is important to work with a local expert. I grew up in Montgomery County, Maryland and now reside in Urbana with my wife and 3 children. I understand the service requirements of sophisticated Josh Burley, Loan Officer Maryland - Virginia - Washington, D.C.consumers. 

When you work with a local mortgage lender like Josh Burley and First Home Mortgage, you have the support of a team with your best interests in mind. Someone like me you can hold accountable, and who relies on your word of mouth for future business and referrals. I cherish the opportunity to show you the best rate and fees, and to get you to closing on time.

Just because one broker offers you the lowest rate, it does not necessarily mean that they are offering you the best deal. To find out what the best option is for you, you must compare Good Faith Estimates side by side. Here are some important things to look for:

Most "junk fees" will be found in the 800 lines of the GFE. The 800 section is what you need to pay the most attention to. Everything else is pretty much pre-determined. Such as title insurance, transfer taxes, etc....

Next you will have your pre-paid expenses. These will include Interim interest, Hazard Insurance, Property taxes and maybe even a month or two of HOA dues. While the broker cannot change these figures, a good broker will take the time to give you very accurate numbers. Almost every county makes tax information available online.

It is not that difficult to compare various estimates, you just need to know where to look. Allow me to assist you with your new home purchase or refinance today. I will beat 99.9% of my competitors Good Faith Estimates. Please call me today for a FREE mortgage analysis.