Mortgage rate chart | Maryland, D.C., Virginia
FHA VA streamline, home loans

Lender Rate Points In $ Lender Fees Apr
Choice Finance® ASK LOAN OFFICER --->
         
         
Lender Rate Points In $ Lender Fees Apr
Choice Finance® ASK LOAN OFFICER --->
         
         
Lender Rate Points In $ Lender Fees Apr
Choice Finance® ASK LOAN OFFICER --->
Choice Finance® ASK LOAN OFFICER --->
Quicken Loans SEE BELOW LINK $ not listed %
Wells Fargo SEE BELOW LINK not listed not listed %
Lender Rate Points In $ Lender Fees Apr
Choice Finance® ASK LOAN OFFICER --->
Choice Finance® ASK LOAN OFFICER --->
Quicken Loans SEE BELOW LINK $ not listed ----%
E-LOAN SEE BELOW LINK $ $895 ----%
ditech SEE BELOW LINK $ $1450 ----%
SunTrust MORTGAGE ASK LOAN OFFICER --->
Wachovia SEE BELOW LINK $ $692 ----%
Bank of America SEE BELOW LINK $ $819 ----%
Wells Fargo SEE BELOW LINK not listed not listed ----%
Lender Rate Points In $ Lender Fees Apr
Choice Finance® incl. JUMBO ASK LOAN OFFICER --->
Choice Finance® ASK LOAN OFFICER --->
Quicken Loans SEE BELOW LINK $ not listed ----%
E-LOAN SEE BELOW LINK $ $895 ----%
Bank of America SEE BELOW LINK $ $819 ----%
Wachovia SEE BELOW LINK $ $692 ----%
Wells Fargo SEE BELOW LINK not listed not listed ----%
Lender Rate Points In $ Lender Fees Apr
Choice Finance® incl. JUMBO ASK LOAN OFFICER --->
Choice Finance® ----% $ $195 ----%
E-LOAN SEE BELOW LINK $ $895 ----%
Lender Rate Points In $ Lender Fees Apr
Choice Finance® incl. JUMBO ASK LOAN OFFICER --->
Choice Finance® ----% $ $195 ----%
Wells Fargo SEE BELOW LINK not listed not listed ----%
Lender Rate Points In $ Lender Fees Apr
Choice Finance® ASK LOAN OFFICER --->
         

Choice Finance HELOC-- Home equity line of credit intro of Prime +or-
This is typically a no closing cost loan. Check out our current HELOC, home equity line of credit programs.


LOAN OFFICER QUOTE specifically for your scenario

30 day pricing can be locked once your loan is approved. If you lock for 45+ days instead of 30, you can lock your rate prior to full approval.  If you are refinancing or buying a home, get with your Loan Officer asap and take an application and forward your income & asset documents. Interest rates remain volatile and it is smart to position yourself so you may lock-in your rate

We welcome you to verify: 
Quicken Loans, Bank of America, Wells Fargo, SunTrust, ditech, Citimortgage,
Navy Federal Credit Union
, Prosperity Mortgage (Long & Foster), Lafayette Federal Credit Union

APR displayed for other lenders above is the apr provided by that lender.  We did not do the calculation.  APR is important, and helps you base your decision on the total fees charged for any given rate.  This chart gives you the tools to do this so you may compare apples to apples. Lenders' pricing above may be for a longer lock period of 45 or 60 days, if they did not provide 30.

Loan must close within lock period and be approved first if locked 30 days. 60 day locks are available. Quotes are based on a conforming loan amount of $300,000 and Jumbo amount of $500,000 for a primary residence home purchase in Maryland with a 30 year term, for borrowers with 720+ excellent credit. Hits to pricing may occur when your credit scores are lower. The 'Points in $' column is the points calculated as actual dollars based on the loan amount. 'Lender Fees' column shows the total lender charges, not including your standard appraisal, title company fees, title insurance, state & county transfer/recordation, subordination, escrow waiver, condo cert/docs, prepaid interest, taxes, or insurance.


Pricing may be affected by Loan to Value ratio and credit scores. Nothing written is a commitment to lend, we are not responsible for any decisions made based on any opinions given.  Rate quotes must be confirmed with your loan officer and their Lock Desk.  Other lenders' info is deemed reliable and should be independently verified.  Rates and programs are subject to change without notice. All locks must meet program guidelines.

See monthly payment principal & interest amounts for above loan amounts.  Add estimated taxes, insurance, etc. for estimated total payment.

 

 

 

 

A choicefinance.net Loan Officer will be happy to deliver your rate quote request, provide accurate closing costs, and help you gauge your monthly payment options.

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Good Faith Estimate request
Get today's lowest rates and lowest cost mortgage programs to choose from.  Review an accurate Good Faith Estimate prepared specifically for your property.


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Get Fees
Learn the applicable fees and taxes for your State and County.  Do you know the fees for recordation, transfer, deed stamps, excise, property, etc.. for your home purchase, refinance, or equity loan?