No cost refinance Maryland, Virginia, DC, Delaware..
No closing costs, no fees, no points

No closing costs rates | inquiry | application

NO COST REFINANCE
Look into our no points, no closing costs, and no title fees refinance option.

Maximize your cash out and don't use up any of your existing equity when you refinance.  This can be achieved through our no cost option.  Your rate will be higher than a program where we don't pay the costs for you.  If you can consolidate your bills and dramatically reduce your payments every month at no cost to you, why wouldn't you?  None of the closing costs are financed into your new loan with this option.

 

Sample Good Faith Estimate:
CLOSING COSTS
Loan Origination points -$0
Loan Discount points -$0
Appraisal, $350 -$0
Credit Report, $22 -$0
Underwriting, $425 -$0
Doc Review, $250 -$0
Admin, $495 -$0
Flood Cert., $16 -$0
Settlement, $295 -$0
Survey, $150 -$0
Title Insurance, $1400 -$0
Title Search, $155 -$0
Recording, $150 -$0
Pest Inspection, $50 -$0
County Transfer Tax -$0
State Transfer Tax -$0
State Recordation Tax -$0
TOTAL COSTS= -$0

 

 

 

Rates, fees, good faith estimate
My Community   FHA   VA loans   Police   Teachers   HPAP D.C. home

 

Search the internet, and you may find popular national banks promoting their "no fee" mortgage with:
1) No application fee  2) No closing fees  and 3) No private mortgage insurance required
Our response:
1) No one charges an application fee.
3) We offer you the no mortgage insurance option.  We also explore the option with insurance, because this payment is sometimes less!