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CHOICE FINANCE

Choice Finance® Home Page, mortgage loans
Home Purchase Mortgage, Home Equity Loan, FHA, VA, Imperfect Credit, First Time Homebuyer, Construction Loan, Refinance, Commercial Loans...

Contact Us- Choice Finance®
coffee mugsContact us to get started for your free credit report, pre-approval, and rate quotes. A Loan Officer will contact you within 2 business hours...

Testimonials from satisfied mortgage clients
You can read the actual comments from loan customers who have processed a mortgage with Choice...



About Choice Finance®, a lender banker and broker mortgage company

Choice Finance Corporation is a lender. We have in-house underwriting for fast loan approval.

Directions
Map and Directions to Choice Finance Corporation

Employment- Mortgage Broker lender and Loan Officer training
Mortgage Bankers, Mortgage Brokers, Loan Officers, please contact us for employment as follows..

real estate agent, realtor® employment 80% no desk fee

Choice Finance Corporation website Terms of Use

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FAQ

Frequently asked mortgage home loan and real estate questions
Should I refinance? Why do interest rates change? What is a rate lock? and more questions...

Top 10 mortgage mistakes- home buying, refinancing, home equity loan, line of credit

Does it make sense to refinance? mortgage refinance calculator and break even analysis

Break even analysis and advice for paying points on your mortgage

What is a FICO score, and how can I improve my credit scores for loan approval

what factors affect mortgage interest rates, why do mortgage rates change

Choice Finance will issue a full approval or pre approval letter, not a pre qualification

what is a mortgage rate lock? what if rates get better once I lock?

can my loan be sold in the secondary market

what is private mortgage insurance or PMI?

What is an annual percentage rate or APR %?
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MORTGAGE NEWS AND ARTICLES

Sign up for national do not call registry and stop telemarketers

Mortgage articles, advice, commentary, weblog for mortgage discussion

Councilmember Mike Knapp calls for repeal of Predatory Lending Law

Refinance shopping, how should i go about this? good article discusses..

Evaluating the Adjustable Rate Mortgage (ARM) as an option

80-10-10 financing, and 2nd mortgage options

Documentation Needed for Home Loan Approval
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CREDIT

Rapid rescore | increase credit scores, Authorization form to pull credit

Improve Your Credit Scores for mortgage approval
Review your credit report, Correct errors on your credit report, Add information showing stability...

Improve your credit score, for loan approval, continued..

Protect Your Identity
Follow these steps to protect yourself from Identity Theft...
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REAL ESTATE

Free open house flyers for real estate Agents, finance options

Maryland homes for sale, md real estate listings

Search Montgomery County homes for sale, listings

Search Rockville homes for sale Gaithersburg, Baltimore

Search Baltimore homes for sale

Search Silver Spring homes for sale

Search Annapolis homes for sale

Ocean City beach real estate, homes

Virginia homes for sale, va real estate listings

Lake Anna homes water front real estate

Leesburg Virginia VA real estate, mortgage

Washington D.C. homes for sale, metro dc real estate listings

West Virginia homes for sale real estate listings

1031 Starker Exchange, reverse 1031 exchange

html  | text  |  ror   |  xml

Search Real Estate in Maryland, Virginia, metro Washington D.C. listings
Use the Homes Prospector and the Property Finder free of charge...


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RELOCATION

Relocation to Montgomery County Maryland, search homes
Thinking of moving to Montgomery County? Call or email us, and ask for your relocation information package ($5.00). We will be happy to send you a welcome package...

Relocation to Frederick County Maryland, search real estate
Thinking of moving to Frederick County? Call or email us, and ask for your relocation information package ($15.00)...

Relocation to Alexandria Virginia, search real estate homes
Welcome to Alexandria! Call or email us, and ask for your relocation information package ($12.00). We will be happy to send you a welcome package...

Relocation to Washington, D.C., search the mls
Thinking of moving to the District of Columbia? Ask for your relocation information package...
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COMMERCIAL

Commercial Mortgage & Real Estate Loans low rate refinance w broker and lender
Choice Finance is a National Commercial Mortgage Loan Broker. Connect with a commercial real estate financing expert who will help you find and close a commercial mortgage for all types of commercial real estate...


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RATES

Today's mortgage interest rates, home loan refinance

Delaware mortgage interest rates
Low delaware rates. 7 year arm, 10 year arm, 15 year fixed, 30 year amortization, new construction..

Washington DC mortgage interest rates
Low washington metro dc rates. Condos, high rise, garden style, single family, townhouse, pud, row home, multi unit, 2 unit, 3 unit, 4 unit, condo conversion, high investor ratio concentration.

Maryland mortage interest rates
Low maryland rates. Rockville Maryland mortgage company. ARM, fixed, interest only option, option arms, mta, libor, 100%..

West Virginia mortgage interest rates
Low west virginia rates. Wild and wonderful mortgage loan from Charleston to Charlestown..

Virginia mortgage interest rates
Low virginia rates. 30 year fixed, 40 year fixed, 1 year arm, 3 year arm, 5 year arm..

North Carolina mortgage interest rates
Low north carolina rates. Home equity line of credit, fixed rate second, prime plus, get a great rate quote for your NC real estate..

South Carolina mortgage interest rates
Hilton Head, Myrtle Beach, Florence, Beaufort, Charleston, Georgetown, Myrtle Beach, Florence, Sumter, Aiken, Abbeville, Greenwood, and Spartanburg SC

Florida mortgage interest rates
Low florida rates. Condos, beach front property, ocean front, investment property, second 2nd home, manufactured homes housing, bay flood insurance, retirement community.

Mortgage home loan pre approval letter online
You will receive a prompt response from a Loan Officer

Today's mortgage rates- 30 fixed, arm, interest only
Loan Officer information for accurate quote, given your property information and your qualification credentials i.e. credit scores, debts, verifiable or stated income, verified or stated assets, loan to value ratio (equity), self employed or salaried, rental income, alimony, child support...

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PROGRAMS

Maryland BRAC Base realignment and closure program DC Virginia MD -- USDA md va de loan

FHA lender, Fha secure, streamline refinance   |  fha new loan limits  |   VA home lender

préstamo re-financiento de FHA, speaks spanish | fha loan officer md | Home buyer programs

No cost purchase, refinance loans | zero fees guarantee mortgage

Rehab and Renovation loans, construction to permanent financing

minimum payment option arm, mta cofi cosi, negative amortization

Home equity loan line of credit interest only rate, fixed rate second mortgage

Interest Only Loans, option arm libor prime treasury 3/1, 5/1, 7/1, 10/1, 100%
An interest-only loan does not mean you will never pay principal on a home loan. These mortgage programs have what's known as an interest-only payment option attached to the note. In all cases the note will state how long your interest-only payments will last...

Interest only mortgage loans advantages and disadvantages
Unless your risk level is high, then interest-only loans are generally not long-term loan programs. Interest-only loans can provide a great option for homebuyers such as..

Adjustable Rate Mortgage or ARM..Prime, Treasury, Libor, MTA, COFI, COSI

Home Loan Programs
Which loan is right for me? Fixed-rate mortgage, ARM, Balloon mortgage, first-time buyer programs, Imperfect credit programs, etc....

Hipotecas EEUU
Para los prestamos a nacionales extranjeros, aqui estan las pautas basicas a calificar para un prestamo casero de la hipoteca en los Estados Unidos con finanzas bien escogidas...

Foreign National home loans
Here are the basic guidelines to qualify for a mortgage home loan in the United States with Choice Finance if you are a Foreign National...

The following alternative spellings for mortgages are sometimes used in searches: morgage, morgages, mortage, mortages...
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APPLICATION

download 1003 mortgage application | Home loan application

Documentation Needed for Home Loan Approval


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CALCULATORS

mortgage calculators, financing interest only, calulator
Choice Finance Corporation offers you 6 calculators to help you answer important financing questions. There are a number of ways to approach an affordability analysis, and these calculators allow you to assess the effects of different variables when buying a home...

mortgage payment calculator  -  additional principal calculator 

pay points calculator  -  interest only calculator 

interest only, additional payments calculator  - apr calculator  -  heloc calculator 

refinance calculator  -  rent vs. buy calculator  -  qualify calculator 

affordability calculator  -  loan comparison calculator  -  biweekly calculator 

principal calculator  - remaining years calculator  -  tax benefits calculator 

minimum payment calculator  -  payoff credit card calculator  -  2nd loan vs. pmi calculator

Option ARM MTA, COFI, COSI, MAT calculator

Rent or. buy mortgage calculator
compare the costs of renting a residence and
buying a home.

Refinance calculator
determine if now is the right time to refinance

Annual percentage rate APR calculator
Calculate apr for mortgage

Pay down debt or invest calculator
explore the outcome of changes to your loan
balance, mortgage term, and interest rate on your monthly P&I payments.
Choice Finance Corporation offers you 6 calculators to help you answer important financing questions. There are a number of ways to approach an affordability analysis, and these calculators allow you to assess the effects of different variables when buying a home.

Simple mortgage calculator  -  Mortgage loan comparison calculator, compare
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ESPANOL-SPANISH-HISPANIC

Agentes de prestamos que hablan espanol- Silver Spring, Montgomery County Maryland-Spanish lender, hispanic mortgage company
at the helm of Choice Finance Corporation's hispanic lending and real estate divisions.

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APPROVAL LETTER

Team Jacobs Maryland loan officer

The mortgage loan process pre qualify-loan approval-close
Organize your documents, Get qualified, Shop loan programs and rates, Apply for a loan, Obtain loan approval, Close the loan...

Pre qualification vs. Pre approval vs. commitment   | Howard County, Columbia loan officer

Home loan pre approval letter for you and your Realtor®     |    P.G. County, DC loan officer
Get your strong approval letter before you shop homes.. know what you qualify for and have an idea of what your payment options look like..

FHA loan officer | Northern Virginia mortgage | Fairfax, Reston, Alexandria, Arlington refinance

Charlotte North Carolina certified Loan Officer, Cary, Greensboro    Hispanic montgomery county loan officer

Mortgage lender for maryland South Carolina home loans Bluffton, Hilton Head sc

subprime mortgage      Frederick County mortgage Loan Officer  johnny loan officer

Prince George's county mortgage home Loan Officer-Laurel, Bowie, Greenbelt, College Park   fallsgrove mortgage loans

Bob Kearns, Mortgage home loan Banker for Gaithersburg, Frederick Maryland Montgomery County
Bob is a native Washingtonian and earned a BS in Management from Towson University. Bob enjoys the nuances of the business, finding that perfect niche program for your needs.

Fairfax, Reston, Arlington, Sterling Virginia mortgage company | DC condo lender | Chesca Stein, Baltimore loan officer

Mortgage Banker Team in Kentlands and Lakelands Maryland md home loan
With over 30 years of experience in finance, marriage and parenthood, The Burley Team knows that every mortgage transaction greatly impacts lives of not only the client, but their entire family.

Clarksburg Maryland mortgage company- home loan rates maryland md
As Director of Client Relations, John functions as the public persona of Choice FinanceR within the business and government communities of the greater capital area.

Mortgage Banker in Gaithersburg and Montgomery Village Maryland home loans
To quote Jerry Maguire, Scott is the "king of the living room". Once you talk to Scott, you truly are a client for life. It is this desire to know the client on a personal level that is the secret to his success.

Bethesda mortgage lender, Brent Mendelson, Montgomery County Maryland home loans refinance

Mortgage Banker in Washington and metro DC home loans refinance
Lifelong resident of the DC metropolitan area. He prides himself on his vast knowledge of the area and his undying commitment to getting his clients the mortgage that makes most sense for them.

Howard county mortgage loan officer   anthony loan officer

Washington D.C. mortgage home Loan Officer refinance

hispanic Loan Officer, habla español, Silver Spring first time homebuyer

Maryland mortgage Loan Officer     Greg Steis, Maryland mortgage Loan Officer

Mary Jane Boyle mortgage Loan Officer Hagerstown, Cumberland Maryland

Fallsgrove Maryland mortgage- montgomery county low rates
Johnny prides himself on the exceptional service he provides to his customers and his knowledge of the mortgage process. No one is better at custom tailoring a mortgage program to best fit a customers' needs.

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